Every year, water damage accounts for many of insurance claims that homeowners throughout Illinois file. In a large number of claims, the source of the water damage is within the home – and quite preventable. Here are three ways you can reduce the likelihood that you’ll have water damage in your home this year.
Protect Your Home Against Water Damage
Protecting your home against water damage mainly involves guarding against potential leaks. To prevent leaks and minimize the damage they cause, you can:
- familiarize yourself with your home’s main water supply, and find out how to shut it off
- check your appliance’s water supply lines monthly for cracks or breaks
- re-caulk your showers and bathtubs every six months
Checking lines only takes a few minutes, but re-caulking showers and bathtubs can be a project. You only have to do this once in a while, though, and it’s an important way to prevent water from leaking and causing serious damage to your home.
Find Insurance with Water Damage Coverage
Many homeowners assume that their insurance policy includes coverage for water damage, because many policies do include this coverage. Not all policies protect against water damage and among those that do, some have deductibles that make filing a water damage claim impractical.
If you’d like a homeowners insurance policy that provides adequate protection against water damage, contact us at Martin Insurance Team. Serving Palos Heights, IL, homeowners insurance agents at our office have helped many homeowners in the area find insurance policies that include water damage coverage. They’d be happy to help you shop around for a good policy, too. Since we only have independent insurance agents, you can trust our agents to find the most robust and affordable policies available. To speak with an agent, call our office today.