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Martin Insurance Team

9825 S Pulaski Rd. #2,
Evergreen Park, IL 60805

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Auto Insurance in Illinois

Owning a car is a privilege and a responsibility. In the state of Illinois, you are required to purchase an auto insurance policy if you own a car. The coverage that you want or need will depend on several factors; however, it is important to purchase a policy that is appropriate for your situation and your budget. An independent agency like the Martin Insurance Team can help you compare rates and policies without wasting time or effort.

Policies and Options

In Illinois, you must purchase a liability policy and uninsured motorist protection to comply with the laws of the state. A basic policy that complies with the state laws may not be the right plan for your goals or personal concerns, so you may want to purchase a plan that is more comprehensive.

A comprehensive policy will usually protect against common threats from the weather or unexpected situations. For example, it will help pay for damages to your personal vehicle after a hail storm. It may also help after a theft or when vandalism occurs. Generally, collision coverage is purchased separately to protect your vehicle if you get into an accident.

Comparing Rates

An independent agency like the Martin Insurance Team can help you compare rates for an auto policy. You can compare your options online with the tools that are available through an agency or you can discuss your options with an agent over the phone. An agent can explain the details of the plan, answer questions and provide advice about the policies that are available for your vehicle.

Maintaining safety on the road and avoiding high-cost financial complications after an accident can require the right insurance policy. To learn more about your auto coverage options in Illinois, contact us to speak to an independent agent today.

Why work with Martin insurance:

  • Insurance is unlike any other product out there - you pay for it and hope you never have to use it. And that makes paying more than you need to that much more uncomfortable.
  • With a policy from Martin Insurance Team, you can keep your insurance costs low with the wide variety of discounts we offer. Keep in mind, not all discounts are available in every state. The best way to get all that you qualify for is to get an insurance quote specific to your area.
  • You can get a rough "ballpark" insurance quote from many companies online, but talking with an agent allows you to ask questions and get a quote for coverage that matters most to you. An agent can prepare a quote that details the coverage, deductibles (your portion of a loss) and cost (premium) of your insurance policy.