Commercial Insurance

3 Reasons Your Business Needs Security Breach Protection

Posted on by agentinsure

Chicago is a major city in the United States, and as such, it is a potential target for people attempting to do harmful things to residents and businesses. With such proximity to Chicago, Evergreen Park, Illinois is vulnerable. Businesses must take actions to ensure they are protected if they are impacted by cyber attacks and data breaches. The following are three reasons your business needs security breach protection.

Helps Your Business Recover after an Attack
Operating expenses are hard to keep fluid in regular day-to-day operations for some businesses. Imagine if you were stricken by a cyber-attack, how would you get the money to restore your business? Most business owners would borrow the money, but this exposes them even further. The best solution is to have data breach protection in place. Data breach protections help business owners return to normal operations after facing breaches with their electronics.

Coverage for Consultants Help Prevent Future Attacks
Many security breach coverage options provide small businesses with the ability to speak to a consultant. These consultants have years of experience with reducing the instance of having hackers attack hardware. If your business ever experiences an attack, employ the services of a consultant, so that you can reduce the chances of it happening again in the future.

Protect Sensitive Information
Whether you have business intelligence stored in your system or customer contact information, that information must be protected at all times. Competitors or hackers having access to this information can be disastrous for your company if you get sued. Services included in some data breach protection plans help you proactively secure your data before anything happens to your business.

If you are interested in learning more about the possibilities for data breach protection, do not hesitate to give us a call. Our suite of business insurance makes it possible to have comprehensive insurance coverage at one local agency. Call us today to get a quote on various business insurance products to reduce your exposure to damage from many types of insurance loss.

Commercial Insurance for Trucks in Evergreen Park IL

Posted on by agentinsure

Owning a business in the suburb of Evergreen Park, IL has great potential since it is surrounded by the city of Chicago on three sides in addition to bordering other prosperous suburban communities in all points of direction. If your business relies on a fleet of trucks to maintain its normal operation, it is important to have the right commercial insurance policy that will cover your vehicles in the event of unforeseen circumstances. Just like performing routine mechanical maintenance on your vehicles, it is necessary to make sure you have the right coverage so your fleet can remain on the road.

In addition to the maintenance of your vehicles, your business also has the responsibility to provide protection for your drivers and other employees as well. No matter how well you manage your business or how careful you are, there are some situations that really cannot be prevented. There are several common threats that can jeopardize the lifeline of your business – the trucks and the drivers. Some of these threats include injuries, truck damage, theft, vandalism, among others. By getting the right insurance coverage, you can protect yourself from financial losses and bankruptcy in the event that one of these unforeseen instances occur during the normal operation of your business.

Most states require businesses to have general liability insurance before any trucks can be put on the road. Evergreen Park, IL 60805 is no different since the government requires this type of insurance in the event that damage is caused by the truck during an accident. If the damage exceeds the allotted amount in the insurance policy, then the company must shoulder the remaining amount. This type of protection can also include coverage when the truck is parked as well.

To become more familiar with commercial insurance for trucks, you can speak with one of our agents at Martin Insurance Agency. The law requires businesses to have the minimum commercial insurance coverage for their truck fleets. You can find the best coverage that is specifically designed for your business by contacting one of our agents today.

Business Insurance to Protect Your Electronics in Evergreen Park IL

Posted on by agentinsure

If your business deals with electronics in Evergreen Park IL, such as an electronics manufacturer or an electronics store, it is very important that you cover yourself as a business owner by choosing the right business insurance policy. With every business, a solid business plan is important and the electronics industry is no different. You do not want to expose your business to certain risks by simply relying on a basic insurance policy.

You can avoid lawsuits by understanding what your potential risks are, since businesses that deal with electronics are often involved in many different exposures. This is mainly due the nature of your business activities. Getting the right insurance coverage will provide the protection you need In the event of a claim.

Although many companies that deal with electronics often have risk management controls in place to prevent potential claims or lawsuits, these controls are not enough. Electronics businesses are often sued by anyone for any reason. No matter how cautious you may be, it is not always easy to avoid potential losses. Coverage for electronics businesses are designed to meet the needs of your business by providing the right coverage and limits for protection.

Business insurance for electronics meets the unique needs of businesses in Evergreen Park, IL 60805 that deal with:

  • Consumer electronics

  • Electronic components

  • Communications equipment

  • Computers and peripherals

  • Wholesalers of computer equipment

  • Renewable energy technology

Instead of paying costly attorney fees, you can consult with one of our agents who will take the time to help you Identify some of the potential claims that can arise because of your business activities. We can find coverage for risk areas that are unique to your industry to include: building damage, personal business property, worker’s compensation, recall and replacement expenses, crime coverage, coverage for equipment failure, among others. In addition, our agents live and work in the Evergreen Park community and understand what it takes for your business to succeed. It is easy to find the right coverage that meets your industry’s specific needs by contacting one of our agents at Martin Insurance Team.