Does Home Insurance Cover Vandalism?

When your home is damaged in a covered event, home insurance is there to help you during the recovery. The first step to starting an insurance claim is knowing what your home insurance policy covers.

The professionals at the Martin Insurance Team, servicing Evergreen Park, IL, can answer your questions and help you kick off the process of starting a claim. If you have a home insurance policy and have questions about whether vandalism is covered by your policy, we can help. 

Is Vandalism Covered by Home Insurance Policies?

Vandalism is covered by most home insurance policies. Typically, vandalism is covered whether you are at home or not when the vandalism occurs. However, some policies may place limits on coverage if you leave the home unoccupied for a length of time. 

What Should You Do If Your House Is Vandalized?

If your house is vandalized, the first thing you should do is find out how much and what type of coverage your insurance provides. Having this information can help you get started filing a claim.

Assuming your home insurance policy does cover vandalism, the insurance professionals at Martin Insurance Team can help you kick off the insurance claim process. Every insurance company is different, so the way you file a claim will depend on your insurance company’s policies. You may need to fill out a form or contact a specific number with your insurance company. 

Need Help With a Home Insurance Claim? Call Us Today

If your home has been vandalized and you need help with filing a claim, contact the Martin Insurance Team, servicing Evergreen Park, IL. We can help you review your policy to determine what is covered, and if you decide to move forward with a claim, we can help you with that too. Call today.