What To Do If You Hit a Parked Car

Maybe the parking lot was a bit crowded and you were in a hurry. Maybe you were in a vehicle that was a bit too unwieldy for you. You didn’t cause a big accident. You hit a parked car. No one was in it. No one was hurt. Still, you have a responsibility to be honest about what happened. Keep in mind that cameras are everywhere these days. Parking lots in particular have hidden surveillance. Do the right thing and it can mean the difference between paying for damages or going to jail. 

The Right Thing To Do

Simply leaving the scene could put you at risk legally. Stay calm and assess the damage to both vehicles. Even if you left the smallest scratch, you need to leave your information. You may just wait for the owner to come back and speak to them face-to-face about what happened. If that’s not feasible, you can leave a note on the windshield. Include your name, address and phone number, along with your insurance company and policy number. Use your phone to take a photo of the damage and the note. Photograph anything that might have contributed to the accident as well. A police report will be necessary documentation for your insurance claim. Once you have all of your documentation together, you should contact your insurance company and inform your agent about the issue as soon as possible. 

The Martin Insurance Team Serves Evergreen Park, IL 

Hitting a parked vehicle is something that can happen to anyone. We here at the Martin Insurance Team, serving Evergreen Park, IL and surrounding areas, are glad to help you with any of your insurance needs.