Workers’ compensation insurance is a way that employers can help protect their employees if they become hurt of sick because of the job. The employees who are covered are not able to sue the employer in a civil suit for the damages, as they have to give up that right in exchange for the workers’ compensation protection. This protects both the employer, who cannot be sued into insolvency, and the employee.<\/p>\n
The damages include basic medical expenses and some wage replacement for time the employees miss from work. The coverage also gives benefits to families of workers killed on the job. Martin Insurance Team can assist business owners in Evergreen Park, IL in comparing workers’ comp policies.<\/p>\n
In Illinois, Workers’ Compensation is required for almost every work situation and of almost every employer, even if the employer only has one part-time employee. Workers’ Compensation is required for those working in construction, trucking at a construction site and any other hazardous job, in order to protect employees who might come to harm.<\/p>\n
Sole proprietors are exempt from carrying Workers’ Compensation Insurance, although they are still allowed to buy a policy to cover themselves. Even family members must be insured, unless they are corporate officers, work less than 400 days of agricultural labor per year, or are immediate family members in the same household. <\/p>\n
While there are some exceptions, most businesses in Illinois are required to purchase their Workers’ Compensation insurance from a commercial provider. The only exceptions are those who qualify to insure themselves. If you have any questions about Workers’ Compensation Insurance in Evergreen Park, IL, or would like to compare policies, the agents at Martin Insurance Team would love to talk to you.<\/p>\n","protected":false},"excerpt":{"rendered":"
Workers’ compensation insurance is a way that employers can help protect their employees if they become hurt of sick because of the job. The employees who are covered are not able to sue the employer in a civil suit for the damages, as they have to give up that right in exchange for the workers’ […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[36,34],"class_list":["post-202","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-evergreen-park-il","tag-martin-insurance-team"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t