Hailstorms are especially violent, often causing dents and other significant damage. If your vehicle is parked outside during such a storm, damage can prove quite costly. Does auto insurance cover hail damage? The Martin Insurance Team, serving Evergreen Park, IL, is here to provide helpful clarity on the issue.<\/p>\n
Hail is an act of nature, meaning it is unpredictable and not the fault of a specific driver or other party. As such, your auto insurance is likely to provide coverage for hail damage. However, some auto insurance policies have small print stating hail damage is not covered. Take a close look at your policy to verify that hail damage is covered. This way, if your vehicle is outside during a hailstorm, the only money you’ll have to pay is the deductible.<\/p>\n
In general, comprehensive coverage covers hail damage. However, those who do not carry comprehensive coverage will likely have to pay out-of-pocket for claim damage repairs.<\/p>\n
If your vehicle is damaged by hail, get a repair quote. If the quote for repair is greater than your hail damage deductible, it makes financial sense to file a claim. Be sure to take pictures of the hail damage to forward to the insurance company. Ideally, you’ll also take video footage of the entire vehicle to prove the true extent of hail damage. <\/p>\n
Though there is the potential for the filing of a hail damage claim to hike your insurance rate, it isn’t guaranteed. Oftentimes, such rate hikes occur after several claims are filed. File your claim and you’ll be thankful for your comprehensive auto insurance coverage.<\/p>\n
Are you looking for new car insurance? The Martin Insurance Team serves Evergreen Park, IL, offering fair rates and extensive coverage. Call us today for your quote.<\/p>\n","protected":false},"excerpt":{"rendered":"
Hailstorms are especially violent, often causing dents and other significant damage. If your vehicle is parked outside during such a storm, damage can prove quite costly. Does auto insurance cover hail damage? The Martin Insurance Team, serving Evergreen Park, IL, is here to provide helpful clarity on the issue. Hail Damage to Vehicles Hail is […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[72,7,35,60,34],"class_list":["post-604","post","type-post","status-publish","format-standard","hentry","category-car-insurance","tag-auto","tag-evergreen-park","tag-il","tag-insurance","tag-martin-insurance-team"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t