5 Home Insurance Questions to Ask Your Agent

When you’re buying a home, or even if you already own one, your home insurance policy is very important. You’ll want to make sure it’s the right one for your needs and provides you with the proper level of coverage. You’ll also want to consider updating it periodically, as your needs and life situation change or you make improvements and additions to your Evergreen Park, IL area home. Here are five of the most important questions you should ask your insurance agent when you reach out to us at the Martin Insurance Team.

1. Why should I get insurance if I don’t have a mortgage?

2. How do I know what policy limits I should get?

3. When should I updated or change my policy?

4. What kinds of events are excluded from my policy?

5. Is my home in an area that needs policy riders or additional coverage types?

Don’t be afraid to ask a lot of questions, and keep asking until you get answers you understand. Insurance agents are dedicated to helping their clients find the right coverage that will meet their needs. To protect your interest in your home, it’s vital to get a good policy. You don’t have to settle for less.

By asking your insurance agent plenty of questions, you can find out more about your options and the type of policy you should be getting. Having a little too much coverage is better than not having enough, but you also don’t want to overdo it. That’s where we come in. By reaching out to us today at Martin Insurance Team, we can help you and all our Evergreen Park, IL area clients get the home insurance policy that’s right for them. That means good protection, along with the peace of mind for the present and the future, as well.