A move can be a busy and stressful time in the life of any family. Worrying about your possessions while they are being handled by movers or being transported to your new address is something you do not need. Transportation insurance for movers can help alleviate that worry. The Martin Insurance Team in Evergreen Park, IL can better help you understand your options.
What is Transportation Insurance or Mover’s Insurance?
This type of insurance covers cargo that is being transported from one point to another. If you are going to be handing your possessions off to a third party, you will want to insure those possessions while they are in their hands. You should note that transportation insurance does not usually apply if you are moving the items yourself.
Does My Homeowner’s Insurance Cover This?
The homeowners’ insurance on your previous house may contain some coverage for you during a move, but in most cases, it will not cover all of your possessions while they are being moved by a third party moving company.
Where To Get This Insurance?
Many moving companies themselves will offer some form of transportation insurance for you. You can learn about these services when you are arranging for your move. Be sure to read the insurance policy carefully which they are offering. Sometimes these are very basic and may not cover all of the details which are important to you. If you are not comfortable with the insurance being offered, then you can look elsewhere to find a policy that is more customized to your particular situation.
If you will be moving certain items that are very expensive or very important, then you will want to handle those items yourself or have them well insured. Do not leave your most important items up to chance.
Transportation insurance is a great safety net to have for your family during a move. To learn more contact Martin Insurance Team serving Evergreen Park, IL.