Why Motorcycle Owners Need Insurance and What It Can Cover

To hit the road on your motorcycle on a beautiful day can give you the feeling of ultimate freedom.  There are certain responsibilities that come with motorcycle ownership, however.  Similar to owning and operating a vehicle, all motorcycles in Illinois must carry insurance.  The team at The Insurance Outfit serves motorcycle owners throughout the Evergreen Park, IL area.  They will work with you to get the coverage you need whether the bike is your primary mode of transportation or for pleasure on the weekends.  

While liability insurance is mandatory for bike owners, the agents at Martin Insurance Team can discuss additional plans that provide options for more coverage.  It is important to understand that with liability insurance only, your medical expenses will not be covered should there be an accident.  Liability insurance covers the damages and expenses of injured parties should it be determined that you are at fault for the accident.  Additional coverage, such as personal injury protection, will cover your medical expenses.  Uninsured or underinsured motorist coverage is also available.  This provides protection if there is an accident with someone who does not have insurance.  Other policies will provide for the repair or replacement of the motorcycle due to an accident.  There are a wide variety of insurance tools available to you.  

The agents at The Insurance Outfit know that motorcycle owners in the Evergreen Park, IL area enjoy their bikes.  They also know what it takes to stay protected while on the road.  There are many types of policies available that provide coverage beyond basic liability coverage.  While this may seem daunting, they will work with you to get the coverage that you need.  Before you hit the open road, spend some time with your agent at Martin Insurance Team!