Car Insurance

Auto Insurance: Safety Tips for Summer Driving

Posted on by agentinsure

Summer driving conditions can bring an entirely different set of dangers than any other time of year in Illinois. Whether drivers are dealing with soaring temperatures or summer road trip traffic jams, there is plenty to distract even the most careful and aware drivers while on the road this summer. Protect yourself and your loved ones while on the road with comprehensive and affordable auto insurance coverage from your local, in dependent agents at Martin Insurance Team.

Summer Road Trip Safety

Before you head out on the road this summer it is important to make sure your car is in the best shape possible. Take the time to give your car a little TLC with some much needed car care maintenance. After a harsh winter season your car needs to be checked for possible dangers before making a long trip. Check your tires for wear, fill all fluids, replace spark plugs as needed and check all hoses and belts for any issues.

Once your car is ready for the road you’ll need total insurance coverage before embarking on your big road trip. With the help of the independent agents at Martin Insurance Team you can easily compare quotes online from multiple national providers to find the coverage you need at a price that fits your budget. 

Start Comparing Quotes Today

Don’t get caught without the right level of auto insurance coverage when you need it the most this summer. Instead, visit Martin Insurance Team online today to start comparing quotes from top national providers online in just minutes. Our team of experienced agents are ready to help you through every step of the insurance buying process to make sure you and your family have a safe and happy summer travel season. 

 

2 Reasons to Invest In an Antique Car

Posted on by agentinsure

If you're a sucker for all things antique, then you've likely thought a time or two about buying an antique car.  In fact, there's a good possibility that you already own one.  And while some people might think that it's a waste of money to invest in a car that you don't drive very often, the truth is, there are many advantages to owing an antique car.  Here's a quick look at the two top reasons to invest in an older car in Evergreen Park, Illinois.

They make for a great hobby

Investing and collecting antique cars is a great hobby to have.  Best of all, it's a hobby that provides a great return on your investment.  Think about it.  Any money that you invest in the cars can be gained back if you ever go to sell them.  Even better is that there are many fun activities for you and your family to partake in, including antique car shows, classic car races and more. 

Insurance is cheap

Just like any other car that you drive on the road, you're going to need insurance on your antique cars, but fortunately, classic car insurance isn't very expensive at all.  You can likely insure a collectible car for well under $200 a year, but this will depend on the exact car that you have, your driving record, and the insurance company that you purchase your policy through. 

 

If you decide to invest in one or more antique cars, it's important that you have insurance on them as soon as the titles are switched over into your name.  If you would like more information on classic car insurance, please don't hesitate to contact one of our reputable insurance agents today.  

Knowing What to Do After a Hail Storm

Posted on by agentinsure

When it comes to living in Illinois, you likely know a thing or two about extreme weather.  In the summertime, it's not uncommon for temps to sore above 100 degrees, while in the winter they tend to dip close to zero or below.  And then during the spring and fall time, a hail storm here and there is quite common.  

What are you to do if your car ends up getting damaged in a hail storm?  The answer is simple — you file a claim and let your car insurance company pay for the damage; this is of course assuming that you have comprehensive coverage.  If you aren't for sure whether or not your car would be covered in a hail storm, it's imperative that you speak with one of our agents who serves the Evergreen Park, IL area to make sure you have adequate coverage. 

Steps to take during and after a hail storm:

Park your car in the safest spot possible

If you are aware that a hail storm is coming your way, make sure to park your car in a garage or under some type of covered patio.  If you don't have a garage or patio, you should assess your surroundings and park the car in a spot that you believe it will endure the least amount of damage. 

Keep yourself safe

While the hail storm is taking place, it's imperative that you stay inside until the storm passes over. 

Take pictures and file a claim

After the storm passes, you'll want to take pictures of the hail damage and file a claim.  Your insurance company will direct you toward an auto body specialist who can fix any dents and perform any paint repair, including the application of a clear coat. 

3 Steps to Insuring Your Classic Car

Posted on by agentinsure

As the owner of a classic car, you want to ensure you have the protection you need to keep your vehicle valuable and cover the cost of damage should it occur. In order to get the right class car insurance in IL 60805 for your collectible, you need to take specific steps. By taking the three steps listed below, you'll have the coverage you need to keep you and your vehicle protected.

1. The fist step you'll want to take is finding an insurance agent to insure your classic car. There're many different agencies available, but not all of them offer classic car insurance. Some people in Evergreen Park rather use an insurance agency that only works with insuring antique vehicles, as they offer the highest level of service for your unique needs.

2. Once you've found an insurance company, you want to work with them to ensure your vehicle falls within the guidelines of a classic car. Some insurance company only allow a certain among of mileage to be present on the vehicle, or they only allow the vehicle to be driven within a certain area. These factors will help you determine if your vehicle is a class car under their guidelines and if there are any specific guidelines you'll need to follow to keep your insurance policy active.

3. After you've works out all the details, you'll want to choose the right insurance policy for your needs. Some people find they don't need full coverage, while others want all of the extras for complete coverage. Our agency will work with you to help you choose the right policy for your unique needs.

Don't hesitate, call us today!

Does Your Car Insurance Cover Hail Damage?

Posted on by agentinsure

Earlier this year, hail damage caused crop damage, which led the US Secretary of Agriculture to declare several counties a disaster area as a result. Hail damage doesn’t only affect the crop supply in Evergreen Park IL, but it also affects automobiles left unprotected during the storm. Hail doesn’t occur often, but it is definitely in your best interest to ensure that your car insurance coverage covers hail damage when it does happen.

Comprehensive Car Insurance Covers Hail Damage

Comprehensive car insurance coverage covers hail damage in Illinois. With comprehensive car insurance, you have greater protection from our insurance company. Instead of simply being covered when you are liable in an auto accident, comprehensive insurance also covers acts of nature, such as damaged to your car as a result of hail. Comprehensive insurance coverage also covers:

  • Theft
  • Vandalism
  • Falling objects
  • Cracks in your windshield
  • Damage by animals
  • Damage to your clear coat from hail

Filing a Hail Damage Claim

If you are facing hail damage this winter, the process for getting your car fixed is simple. Our insurance agents are happy to help you file your claim so that you can get your car back on the road as soon as possible. Things to keep in mind when you file your claim:

  • Don’t wait to file your claim. Contact our insurance agents as soon as the damage happens.
  • Bring your car to our insurance agency before you take it to the repair shop. We will help you find a reputable repair shop to fix the damage.
  • Submit any sworn statements and other documents in a timely fashion so that your claim isn’t delayed.

Being the best insurance agency in Evergreen Park IL 60805 is based on our abilities to meet our customer’s needs, including assistance with claims. If you have a question about hail coverage, don’t hesitate to contact our office so we can review your insurance policy and help you determine what’s covered.