In Evergreen Park, IL, Does Your Commercial Insurance Cover Worker’s Compensation Claims?

The agents at Martin Insurance Team serve businesses throughout the Evergreen Park, IL area. They can provide you with all types of commercial insurance ranging from general liability to umbrella policies, and everything in between. One of the main concerns for businesses who have several employees is finding quality Worker’s Compensation Insurance. The number of employees and the type of business you operate will determine how much insurance you will need.

Worker’s Compensation Insurance

Worker’s Compensation is used to cover an employee’s injuries if the accident happens while they are working or on the premises. It’s a specialized policy that is normally sold aside from your general liability and other types of business insurance. Most states require that you carry some type of Worker’s Compensation insurance to protect your employee’s from catastrophic loss if they are ever injured while on the job.

Umbrella Coverage

If you want to fully protect yourself, an umbrella policy can be purchased that includes several types of insurance. Umbrella policies are often used when a business needs multiple types of insurance. This can include fleet insurance for company vehicles, health insurance, life insurance coverage, Worker’s Compensation, and general liability coverage. Your insurance agent will evaluate what your business needs and put together a comprehensive policy that covers all aspects of your business.

If you’re  a business owner and live in the Evergreen Park, IL area, contact the agents at Martin Insurance Team to find out everything you need to know about Worker’s Compensation insurance. They have the knowledge and experience that will help them find a policy that matches your company’s individual needs.